SALEMCITY, A. . ARTIFICIAL INTELLIGENCE ADOPTION AND FINANCIAL EFFICIENCY IN DEPOSIT MONEY BANKS. Gusau Journal of Accounting and Finance, [S. l.], v. 7, n. 1, p. 1-18, 2026. DOI: 10.57233/gujaf.v7i1.01. Disponível em: https://journals.gujaf.com.ng/index.php/gujaf/article/view/572. Acesso em: 5 oct. 2026.