U. . Salim Ibrahim, H. . Umar Muhammad, I. . Hauwa Jibrin, J. . Madaki, A. . Zaharadeen Musa, and N. . Muhammed Sani, “THE EFFECT OF CREDIT RISK INDICATORS ON STABILITY OF LISTED DEPOSIT MONEY BANKS IN NIGERIA”, gujaf, vol. 7, no. 1, pp. 436-449, Apr. 2026.