Abdurauf, L. A.-O. ., S. A. . Ibrahim, and . Y. O. . Quadri. “MORTGAGE FINANCE, INSTITUTIONAL FACTORS AND HOUSING DEVELOPMENT IN NIGERIA ”. Gusau Journal of Accounting and Finance, vol. 6, no. 1, Apr. 2025, pp. 138-51, doi:10.57233/gujaf.v6i1.10.